Welcome to esoftm.com, owned and operated by eSOFT Management LLC (referred to as "we," "us," or "our"). These terms also apply to our agents, successors, and assigns. The site is intended for individuals who are legally able to enter binding contracts, specifically U.S. residents aged 18 and older. By accessing or using this site, you agree to these Terms of Use and confirm that you are legally authorized to bind yourself, or any user, to these terms. You also affirm that your use of the site and its content complies with applicable laws.

These Terms of Use apply to all websites, services, and applications owned or operated by eSOFT Management LLC. By accessing esoftm.com or using any of our services (referred to collectively as the "Site"), you agree to the Terms and Conditions outlined below. If you disagree with these terms, you must discontinue use of the Site and its content. These Terms create a legally binding agreement between you and us. We reserve the right to transfer or assign our rights and obligations under these Terms, including in the event of a merger, acquisition, or sale of assets.

We may revise these Terms at any time, without prior notice. By continuing to use the Site or our services, you agree to be bound by any modifications. We recommend regularly reviewing these Terms to stay updated.

Consent for Communications

If you choose to participate in our SMS text program, you also agree to the related terms and conditions. By opting in, you consent to receive recurring SMS messages from eSOFT Management LLC at the phone number you provide. Standard message and data rates may apply. To stop receiving messages, reply "STOP." For assistance, reply "HELP."

By providing your phone number through the Site or our services, you give your electronic signature and consent for us to send marketing calls or text messages using automated systems or prerecorded messages. This consent is not a condition of purchasing any goods or services.

If you provide your email address, you consent to receive marketing emails, although this consent is not required for any purchase.

Privacy Policy

At eSOFT Management LLC, protecting your personal information is a top priority. We use personal information only as necessary to provide our services and safeguard it with strict confidentiality measures. This privacy policy outlines our practices for collecting, using, and protecting personal information across our platforms, both online and offline.

Purpose of Collecting Personal Information

We collect your personal information to provide and maintain insurance products and related services. Our purposes include:

- Delivering and improving our services.
- Verifying your identity and preferences.
- Preventing fraud and ensuring security.
- Sending marketing communications.
- Offering location-based services.
- Applying relevant discounts.
- Meeting legal obligations.

We collect personal information directly from you, through your interactions with our site, and from third parties. We also use cookies and tracking technologies to enhance your experience and gather analytics.

Use of Personal Information

We may use or share your personal information for the following purposes:

- Fulfilling your service requests.
- Providing insurance quotes and processing transactions.
- Preventing fraud and ensuring legal compliance.
- Improving our services and business operations.
- Sending marketing communications and newsletters.
- We will inform you if we plan to use your personal information for any other purposes.

Sharing Personal Information

We do not share phone numbers collected for SMS consent with third parties for marketing purposes. However, we may share personal information with third parties for business purposes, provided confidentiality agreements are in place.

We may also disclose personal information to:

- Companies involved in insurance transactions.
- Agents, brokers, and insurance support organizations.
- Legal entities as required by law.
- Protecting Your Information

We are committed to protecting your privacy. We limit access to personal information to employees and service providers who are required to maintain confidentiality. We use physical, electronic, and procedural safeguards to protect your nonpublic personal information. We will only disclose this information as outlined in this notice or as required by law.

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